Additional Benefits of Premier Bank
As an Adrian State Bank customer, you will have access to additional products and services offered by Adrian Bank, which is a Division of Premier Bank, Rock Valley, IA, including Prime Visions Club, Home Loans, Ready Reserve, Bill Pay, Business Online Banking, Gift Cards, and Additional Debit Card Features.
If you have questions on any of these products or services, please contact the Rock Valley location at (712) 476-9100 or our Adrian location at (507) 483-2447.
Prime Visions Club is one way to reward our customers for their loyalty and support throughout the years. We believe our customers and our club members are an important part of the success of our bank. Benefits include:
- Attend Special Travel and Social Events. Various day trips, extended tours, and a mystery trip may be offered to our members. The bank does all the planning and coordination. Plus, there may be social events where you can enjoy great food, fellowship and games.
- Read Our Monthly Newsletter. Receive a monthly newsletter with financial tips, jokes, recipes, upcoming events and more.
To become a member, you or your spouse must be age 50 or older. There is no fee if you have an account with Adrian Bank* – only benefits! Submit a completed Prime Visions Club Application to sign up today!
Non-customer membership is available for $10 a year.
Looking to build, buy, or remodel a home? Adrian Bank* can help. We offer competitive fixed or variable-rate interest rate programs with some of the lowest closing costs in the area. When you have a question about your loan, stop in to talk to your local banker or call us. Adrian Bank* is an Equal Housing Lender.
- Home Purchases and Home Improvement Loans
- Construction Loans
- Refinance
- First-Time Home Buyer Programs
- Home Equity Lines of Credit
Loans subject to approval. Premier Bank NMLS #416841.
Attach a demand deposit line of credit to your checking account with Ready Reserve. Ready Reserve helps avoid overdraft fees and return item charges to protect your account from accidental overdrafts or to cover short-term cash needs. An advance will happen automatically whenever your checking account is overdrawn. Your checking statement will include a recap of your available line, amount outstanding, and payment amount.
Fees may apply. Loans subject to approval.
Pay your bills online in one convenient and secure location with just a few clicks. After you discover the ease, simplicity and freedom of online Bill Pay you’ll never want to go back to paying bills the old-fashioned way – writing checks, buying stamps and mailing! Enroll today and begin taking advantage of all the benefits online Bill Pay has to offer.
Fees, limits, data rates, and message rates may apply. You must use Online Banking and be 18 years or older to take advantage of this service. The service is automatically removed if not used at least once every 90 days.
Business Online Banking is a safe, simple, and secure way to manage your account. Designed with our businesses in mind, you can conduct a variety of banking functions.
- Check balances, review account activity, view check images, print statements, transfer funds between accounts at Premier Bank, view debit card transactions, make payments to loan accounts except certain real estate loans, and schedule transactions to occur automatically like you can with Personal Online Banking
- Process ACH transactions
- Set permissions and limit access for employees
Fees, limits, data rates, and message rates may apply. Small business customers may be able to use our Personal Online Banking tools.
Gift Cards
Give the gift that keeps on giving. Gift Cards can be used anywhere Visa Debit Cards are accepted and can be loaded in any amount from $10 to $500. Cost is only $5, which may be about the cost of a card and gift wrap.
Fees and limits may apply.
In addition to the magnetic stripe and chip you are used to on your debit card, all our debit cards have other modes of payment for your convenience.
- Contactless: The new contactless card utilizes industry-leading NFC (Near Field Communication) to complete transactions ensuring card information is protected. Just tap your card whenever you see the contactless symbol on the payment terminal to pay. This is commonly known as Tap-to-Pay.
- Tokenization: Card tokenization is a security feature that protects your debit card when you add it to digital wallets such as Apple Wallet®, Samsung Wallet®, or Google Wallet™. When you add your card to a mobile wallet (using your phone instead of your card) or digital wallet (online shopping), your real card number is not stored on your phone or shared with merchants. Instead, a unique token (a substitute number) is created and used for purchases. You can pay by swiping or tapping your phone or smartwatch with Apple Pay®, Samsung Pay®, or Google Pay™, —no need to carry your physical card. Online shopping is also made easier by adding your debit card to your digital wallet instead of sharing your debit card information with every merchant.
As an added convenience, you don’t have to wait for your debit card to be mailed. We can make your debit card at our bank so you can pick yours up at your nearest location.
With the Premier Bank (Rock Valley) Mobile Banking app, managing your debit card is easier than ever. Just tap “Cards” to:
- Activate your card and change your PIN
- Turn your card off when not in use
- Set up real-time activity alerts
- Limit transactions by location, merchant, amount, or type
- View subscriptions linked to your account
- …and much more!
Fees, limits, data rates, and message rates may apply. Google Wallet and Google Pay are trademarks of Google LLC. Apple Wallet and Apply Pay are registered trademarks of Apple Inc. Samsung Wallet and Samsung Pay are registered trademarks of Samsung Electronics Co., Ltd.
*Adrian Bank is a Division of Premier Bank, Rock Valley, IA.
