With our debit card, you can have your checkbook, cash, and ATM card all rolled into one plastic card. A debit card is an electronic card that you use like a check to make cash purchases or use it as an ATM card to take cash from your account wherever you see the SHAZAM®, VISA®, CIRRUS®, MoneyPass® or MASTERCARD® symbols. Visit the MoneyPass® website to find surcharge-free ATMs near you.
All our debit cards have multiple modes of payment for your convenience.
- All our debit cards have multiple modes of payment for your convenience.
- Magnetic stripe: The magnetic stripe contains information that allows you to make electronic transactions. These are being phased out by the more secure microchip technology, but may be needed at some merchant locations.
- Chip: The cards use an embedded microchip instead of the magnetic stripe to authenticate payments. This provides strong transaction security features and other application capabilities not possible with traditional magnetic-stripe cards. Chip cards also are known as EMV (Europay, MasterCard and Visa) cards.
- Contactless: Our debit cards are also contactless, which helps you reduce checkout time while minimizing points of contact with others, which reduces health concerns. The new contactless card utilizes industry-leading NFC (Near Field Communication) to complete transactions ensuring card information is protected. Just tap your card whenever you see the contactless symbol on the payment terminal to pay. This is commonly known as Tap-to-Pay.
- Tokenization: Card tokenization is a security feature that protects your debit card when you add it to digital wallets such as Apple Wallet®, Samsung Wallet®, or Google Wallet™. When you add your card to a mobile wallet (using your phone instead of your card) or digital wallet (online shopping), your real card number is not stored on your phone or shared with merchants. Instead, a unique token (a substitute number) is created and used for purchases. You can pay by swiping or tapping your phone or smartwatch with Apple Pay®, Samsung Pay®, or Google Pay™, —no need to carry your physical card. Online shopping is also be made easier by adding your debit card to your digital wallet instead of sharing your debit card information with every merchant.
Benefits of debit cards:
- Security
- Convenience
- Recordkeeping
As an added convenience, you don’t have to wait for your debit card to come in the mail. We can make your debit card at our bank so you can pick yours up at your nearest location. This is perfect for
- Exchanging a broken card
- Accessing new accounts
- Replacing a card with fraud
For additional benefits, see Mastercard Guide to Benefits for Consumers 2025 and Mastercard Guide to Benefits for Businesses 2025.
Fees and limits may apply. Google Wallet and Google Pay are trademarks of Google LLC. Apple Wallet and Apply Pay are registered trademarks of Apple Inc. Samsung Wallet and Samsung Pay are registered trademarks of Samsung Electronics Co., Ltd.